• Mon. Feb 26th, 2024

Economic Hardships: How Inflation, Interest Rates, and Aid Endings Are Causing Financial Stress for Americans with No Savings


Feb 11, 2024
Historic credit card debt looms over Americans

Americans who had no savings before the pandemic are now facing financial stress due to inflation, rising interest rates, and the end of pandemic-related aid. According to experts, Americans accumulated over $1.05 trillion on their credit cards in the third quarter of 2023, with the average interest rate at around 21.5 percent, the highest since the Federal Reserve began monitoring credit card rates in 1994. A recent report from credit rating company Moody’s revealed that current credit card delinquencies far exceed 2019 levels.

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